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One of the first things you will do when you buy a new home is deposit your earnest money check. If you are paying cash, the source of your earnest money is more or less irrelevant. However, if you have a home loan for your purchase (like most buyers do), the lender will care very much about where the earnest money comes from because they have to show a paper trail to the underwriter. Underwriting guidelines can be strict and confusing so it’s very important to ask questions of your real estate agent and loan officer. This video briefly describes the important question one of my clients asked me and how it helped save her transaction! She is now a proud Tucson homeowner!

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